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I guess my use of steadily is lacking here. Every year, they have had to change things to our insurance to keep it 'affordable'. The price still goes up, but we bear the burden of higher deductibles, higher rx costs, and a reduction in other services.
That said, the employer has attempted to keep a 'free plan', but the buy up plans have also seen these reductions, aside from the Cadillac plan, but no one can afford it.
I think we had a string of years, 2014 through 2019, where it stabilized, aside from them tweaking the rx part to keep it reasonable and the employer attempted to 'eat' the increase because it was negligible.
2020 covid didn't really impact it, but the employer still elected to keep the buy up plans, but take the free plan (D), and make that plan (E), and (D) now had a cost, and the buy ups increased. 2021 through this year has dramatically gotten worse, where the employer said fuck it to the hard cap and now everyone pays.
Of course, they don't increase the opt out which has been $2000.00 since before I hired in there in the early 90's. My new employer offers more for opting out, but also a free option, so now we have to make a decision....of course the county hasn't released the numbers yet, and we're now in open enrollment. Another reason I left the county.
But, I get what you're saying, although I still stand on the Republicans and democrats are both holding us hostage.
Also....NYC is out of their fucking minds. Minneapolis at least had 'some' sense....St. Paul, not so much. You'd think Virginia would like Windsome-Sears since she doesn't like Trump. Apparently they hate black people...I mean, it is the home of the 'rebel' flag the racists like to use. :) | |
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